Tips For Buying Your Home

Keep Informed Of Your Credit
Prior to looking for your new home, request copies of your credit report. Take care of any discrepancies or problems that exist. I work with a reputable lender to help you update and maintain a good credit standing.

Talk To A lender And Get Pre Approved
The lenders letter states you are pre approved for a loan up to a specified amount. I have a list of lenders that can help you with this.

Determine How Much You Can Afford
A good rule of thumb is twenty five to thirty percent of your monthly take home pay.

I Can Help You Buy A Home For A $1,000 down
If you can't put twenty percent down don’t worry, FHA loans require as little as 3.5% down. There are even programs through the state of Colorado that have payment assistance. With CHAFA you can buy your new home with a $1,000 down.

What Is Earnest Money?
When biding on a home the earnest money deposit shows the seller that you’re serious about purchasing a home. When the transaction is finalized funds are put towards your down payment. If the earnest money exceeds the down payment the buyer will get the difference back at closing

Ready To Look For A Home
The homes you’re looking at online are most likely under contract or in some cases sold. I can help by emailing you updated listings of current homes so there’s no guessing on your part.

Good Schools Make A Difference
Look for homes in good school districts. This will benefit home values and make your home more desirable to buyers when you decide to sell.

Let’s Bid On A Home
When we find a home you want, we will determine the purchase price based on similar homes that have sold in the area. With your lenders letter and earnest money check I will present your offer to the sellers.

Get A Home Inspection
It's important to have your future home inspected to determine the condition of the home.

Let’s Close
Closing day is finally here. HERES THE KEYS TO YOUR NEW HOME.

Buy A Home For A $1,000 Down

If your a first time home buyer or an invester rest easy knowing that I have over ten years of expereince with every type of real estate transaction. I will be beside you creating a smooth transaction every step of the way. 

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